Medicare Open Enrollment Period

Open enrollment for 2020 coverage has ended. Open enrollment will begin again on October 15, 2020, for coverage changes effective in January 2021. During that time you have the opportunity to reevaluate your health care and search for lower premiums and new benefits.

Changing health insurance plans can be a difficult and confusing process. Here is some key information and frequently asked questions on the process: 

What is the Medicare Open Enrollment Period?

Every year, there are changes to Medicare health and prescription drug plans. Costs and premiums, coverage, and in-network providers and pharmacies will change. The open enrollment period will begin again on October 15, 2020. It’s your opportunity to reevaluate your Medicare plan and make an educated decision based on your needs to change or keep your Medicare health plan and prescription drug coverage for 2021. 

Am I eligible for Medicare?

Medicare is available for Americans 65 or older and people with disabilities or End Stage Renal Disease. Everyone on Medicare is eligible for its prescription drug coverage.

How do I know if I need to change plans?

If you’re enrolled in Medicare, you should review your plans materials, like the “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC). If your plan is changing, then you should make sure to understand the changes and be confident that the plan will continue to meet your needs for 2021. For example, make sure that any prescription drugs you need to take will continue to be covered in your current plan or in your new plan if you decide to switch. If you’re confident that the plan will continue to meet your needs for the coming year, then you don’t need to take any action and you will be automatically enrolled for 2020. 

Where can I find more information about Medicare or compare specific plans?

You can call 1-800-MEDICARE or visit for more information.