Small Business Resource Guide

For more information on unemployment and other resources, please visit our community resources page:


National Resources


Small Business Administration (SBA)

The Small Business Administration (SBA) has several programs to assist small business owners. For updates from the Colorado SBA, sign up here.


SBA Economic Injury Disaster Loans


As of March 19, 2020, the SBA has declared Colorado an eligible disaster area and Economic Injury Disaster Loans (EIDL) are available. This declaration applies to all counties in Colorado.

EIDL loan application:

More information on EIDL program:

Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance.


SBA Paycheck Protection Program Loans


The Paycheck Protection Program (PPP) is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. Information about the program is at:

More information on state and local resources for assistance with all types of SBA loans can be found in the State and Local Resources Section.

On April 2, the Small Business Administration issued an interim final rule on the Paycheck Protection Act. The interim final rule lays out additional guidelines and requirements for the PPP. The rule sets the interest rate on loans at 1%, establishes a two-year maturity, (notwithstanding the 10-year maturity allowed by the CARES Act) and institutes a new 75-25 forgiveness rule. The forgiveness rule states that 75% of the forgiven amount must be used for payroll costs and not more than 25% of the forgiven amount may be used for nonpayroll costs, such as, rent, utilities and other financial losses. Additional SBA guidance on the loan forgiveness provision is expected soon.  You can read the full rule here

Treasury Department fact sheet on the frequently asked questions about the Paycheck Protection Program Loans: 

For additional Treasury Department guidance, including the supplemental guidance on the affiliation rules for the Paycheck Protection Program, please visit: 

The SBA also waived the affiliation rules for faith-based organizations. More informaiton faith-based organizations’ eligibility to participate in the Paycheck Protection Program and Economic Injury Disaster Loan (EIDL) Programis available here:


House Small Business Committee


The House Small Business Committee has several resources for small businesses:


Internal Revenue Service


The latest information on relief for small businesses related to tax payments, credits and relief for small businesses can be found from the IRS at


Other National Resources 


The U.S. Chamber of Commerce has information on resources and ways individuals, or businesses, can seek assistance. For more information, please visit: or contact: 1-800-638-6582. 

The U.S. Chamber of Commerce has a small business resource guide that features technology tools, employer guidance, business strategies and more as you navigate through this challenging time. For more information, please visit:

The National Main Street program has resources for small business and offers community support for those impacted by COVID-19. For more information, please visit: or contact 312-610-5613. 

At the Women’s National Resource Centers ( and SCORE (, counselors are also available to help small businesses with questions.


State and Local Resources


For additional information on SBA loans, you can contact:

For information and assistance:

  • Small Business Development Centers provide information, resources, webinars, and FAQs for small businesses impacted by COVID-19:

For businesses seeking information on access to capital programs, help with workforce development concerns, or general guidance, the Colorado Office of Economic Development and International Trade Small Business Navigator hotline is available Monday through Friday from 8:00 a.m. to 5:00 p.m. MT at (303) 860-5881 or via email at

The Colorado Restaurant Association offers COVID-19 support, webinars and resources for the hospitality industry at: or 303-830-2972.

The Economic Development Council of Colorado is compiling the latest news, data & resources for its members and their business communities, in response to COVID-19: or 720-260-4478.

For specific information and guidance on Professional Licenses and Registrations affected by COVID-19: 


Worker Retention and Unemployment Resources


I helped pass the CARES Act, which includes provisions to encourage employers to retain employees and also relaxes some requirements for employers when that is not possible.

The Colorado Department of Labor and Employment has updated information on alternatives to layoffs and workforce reduction as well as unemployment benefits as they become available. General topics can be found at

Information specific to employers is at: 

For more information on unemployment and other resources, please visit our community resources page: